You should buy weed via apps on Apple’s App Retailer now — with some restrictions.

Apple, which previously banned apps that facilitated marijuana gross sales, now permits weed supply service apps on its platform. The earlier coverage forbade apps that “encourage the consumption of tobacco and vape merchandise, unlawful medicine, or extreme quantities of alcohol,” in addition to people who facilitate the sale of “managed substances (aside from licensed pharmacies), marijuana, or tobacco.”

The brand new App Retailer coverage, which was up to date on June 7, makes an exemption for licensed pharmacies and “licensed or in any other case authorized hashish dispensaries.”

A month later, Apple accredited the primary hashish supply app on the App Retailer. Eaze, a supply service with 2 million registered prospects in California, launched its shoppable supply app on July 8. Eaze facilitates hashish product gross sales between customers and retailers, which independently rent employees to ship the weed and confirm the customer’s id. A assertion from Eaze described the app’s launch as a “main milestone for the authorized hashish market and customers.” Earlier than Apple lifted the ban on hashish apps, prospects needed to full all transactions via Eaze’s web site.

“It is exhausting to overstate how necessary that is to our firm and the business,” Eaze CEO Rogelio Choy mentioned in a press release. “It is deeply gratifying to launch the Apple Retailer’s first fully-functional hashish supply app.”

Since then, different hashish supply companies joined the App Retailer, together with Beta, Caliva, and Pineapple Categorical. Weedmaps, which allowed customers to find and browse native dispensary menus, up to date its app on Wednesday to permit prospects to buy merchandise instantly from dispensaries via the platform.

Weedmaps already had an Apple-approved app earlier than the up to date coverage, as a result of it did not instantly facilitate the sale of hashish merchandise. Earlier than the replace, it solely allowed prospects to peruse native dispensary choices. To really purchase something, prospects had to make use of off-app companies or go to these dispensaries in particular person.

“We commend firms like Apple that work with business leaders to search out options that drive innovation in our area,” WM Expertise, Inc. chief expertise officer Justin Dean mentioned in a press release. “It is encouraging to see insurance policies and attitudes towards hashish shift in a method that guarantees exceptional development, and we stay up for introducing a fair less complicated technique to order hashish from retailers via our platform.”

There are nonetheless restrictions for hashish apps, nonetheless. The App Retailer’s evaluation tips state that apps offering companies in “extremely regulated fields” like banking, healthcare, or hashish, or ones that require delicate person data, have to be via a “authorized entity that gives the companies, and never by a person developer.” Moreover, any app that facilitates authorized hashish gross sales are “geo-restricted to the corresponding authorized jurisdiction.” Mainly, residents of states the place hashish is not recreationally authorized, Eaze and different hashish apps will not be accessible for obtain. Should you’re positioned in Idaho, for instance, you will not have luck downloading any of those apps to order weed from neighboring Oregon.

Whereas Apple’s lifted ban is lengthy overdue progress in shifting the general public perspective towards hashish, Google’s ban on apps that facilitate weed gross sales stays. As of 2019, Google Play retailer apps aren’t allowed to supply any “in-app buying cart characteristic,” the Verge reported, that may facilitate “arranging supply or decide up of marijuana.” No matter legality, the coverage continues, Android apps are forbidden from facilitating the sale of any marijuana or marijuana merchandise.

Marijuana Second famous in 2019 that the Google Play’s coverage beforehand did not point out hashish in any respect. The coverage change adopted an FTC grievance that alleged Google Play wasn’t proactive in vetting apps within the retailer’s child part. The apps that beforehand facilitated hashish product gross sales weren’t booted from the Google Play retailer totally, however a Google spokesperson advised Marijuana Second that these apps “merely want to maneuver the buying cart circulate outdoors of the app itself to be grievance with this new coverage.”

iPhone customers in authorized states, in the meantime, can order weed with out ever leaving their sofa.

Ever see the film Moneyball starring Brad Pitt?

It’s primarily based on the true story of Billy Beane, the Oakland A’s longtime supervisor.

Principally, Beane rejected all the standard knowledge about how you can construct a successful baseball workforce. As a substitute, he tried a brand new strategy utilizing knowledge and statistics — and that’s when the A’s began successful.

Immediately, I’d prefer to introduce you to somebody who’s taking the identical strategy as Billy Beane, however for a a lot completely different objective:

To earn money within the inventory market.

And extra particularly, to assist you earn money within the inventory market.

Meet My Buddy Andrew, Bloomberg’s #1 Jobs Forecaster

To kick issues off right here, let me introduce my pal Andrew Zatlin.

Zatlin is a educated economist and top-ranked monetary forecaster.

Actually, he’s lately been ranked #1 for Jobs Forecasting by Bloomberg, forward of analysts at main Wall Road corporations like JP Morgan and Financial institution of America.

Consider, Bloomberg’s rankings aren’t any recognition contests. Billions of {dollars} are traded primarily based on Jobs knowledge, so there’s loads at stake right here. That’s why these rankings are primarily based on accuracy and efficiency over time.

Right here, in short, is how Andrew reached the #1 spot:

Schooling & Coaching. Zatlin studied Economics as a Analysis Fellow at Kyoto College, and earned his MBA from College of California, Berkeley.

Actual-World Stripes. He then spent twenty years working in Silicon Valley, the place he held senior roles in Enterprise Technique and Operations at NEC Electronics and Cisco.

Placing all of it Collectively. Over time, he created a system to use financial knowledge to real-world investing and buying and selling.

Basically, Zatlin discovered how you can harness varied knowledge units to trace commerce and commerce — after which predict what is going to occur subsequent available in the market.

Taking advantage of Moneyball Economics

He calls his system Moneyball Economics, as a result of it mimics the data-focused technique utilized by Billy Beane.

However as an alternative of utilizing his knowledge to place collectively a successful baseball workforce, Zatlin makes use of it to determine two alerts which are invaluable to buyers:

• First, a clear sign about which sectors are falling out and in of favor.
• And second, a clear sign about earnings surprises for particular person shares.

Because of the accuracy of his alerts, Zatlin’s system can result in successful funding trades.

That’s why, ten years in the past, he based SouthBay Analysis, a knowledge analytics platform for giant institutional buyers.

SouthBay rapidly signed up greater than 20 of the world’s high hedge funds, and such establishments pay a fortune to get entry to his knowledge. In any case, as The Wall Road Journal reported, Zatlin’s knowledge may help buyers knock it out of the park:

The Establishments Have it Simple

So when you’re a fat-pocketed establishment, you’re in luck:

Head over to SouthBay Analysis and also you’ll discover precisely what you’re on the lookout for.

However what when you’re simply an extraordinary investor? In different phrases, what when you’re an everyday investor on the lookout for worthwhile trades, and you may’t afford to pay up like a hedge fund?

Nicely, if that describes you, preserve studying…

Moneyball Economics… for Common Traders

Wayne and I consider Andrew has a novel view into the markets. Merely put, we consider his knowledge may help us — and assist buyers such as you — earn money.

So right here’s what we’re planning on doing:

Over the following few weeks, on Tuesdays at 11am, we’ll be publishing particular articles from Andrew. We’ll publish these on our free web site, so everybody can entry them, and everybody can benefit from them.

Then, when you like what you’re studying and assume it will probably enable you to earn money, simply let me and Wayne know — and we’ll see what we will do to persuade Andrew to share even extra knowledge and buying and selling concepts with you at no cost.

So preserve your eye out for Andrew’s first article subsequent Tuesday!

Completely happy Investing.

Finest Regards,

Matthew Milner
Founder
Crowdability.com

Feedback

With this new product, Debitum presents traders the identical instruments that skilled traders have been utilizing for a very long time – “a basic bond construction.”

Debitum additionally famous that the bond construction has change into well-known within the skilled investor house. Nevertheless, the paper workflow, as soon as a month subscription mannequin, and quite a lot of guide work made it “heavy, lengthy, bureaucratic and accessible solely by means of bankers and offline.”

With new applied sciences and Fintech options, Debitum has “reinvented” bonds and made them accessible to everybody, the corporate writes in a weblog submit.

Whereas sharing a few of the advantages of investing in “Straightforward make investments” merchandise as an alternative of normal loans, Debitum explains that its’ “simpler to grasp.” You simply have to pick out a mortgage originator and assessment the scorecard ready by their group. There’s no must examine every particular person mortgage and remaining borrower any longer, the corporate clarified.

Listed below are some merchandise highlights:

• Simpler to speculate. Simply “select the period of funding (3,6,12 or 24 months), see the rate of interest relying on Mortgage Originator ranking and tenor of the funding, and spend money on one click on that corresponds to your danger urge for food.”
• Simpler to forecast a money move. Curiosity will likely be “all the time paid month-to-month, principal – on the finish of time period, so you’ll all the time know when you’ll be able to anticipate the invested funds again.”
• Diversify investments. Whereas investing mortgage by mortgage provides you the “phantasm of diversification (you continue to spend money on a portfolio of the identical Mortgage Originator) and in case of ultimate borrower default, you watch for buyback to occur.” In our new product, “we transparently say: you financial Mortgage Originator, and your investments are securitized by a portfolio of many property within the pool. That is how actual diversification works.”

With one funding, traders are capable of routinely spend money on many alternative loans, so if an  asset is pooled by 10 loans, then customers make investments “in each mortgage below the asset and thus get the diversification,” the corporate famous.

Additionally they talked about that each asset will likely be “backed by a minimal of 100% of collateral, the chance to lose cash is minimized as Mortgage Originator is accountable to repay the mortgage.” And even when one remaining borrower defaults, “below this new product Mortgage Originator will likely be accountable to substitute the defaulted asset/pledge and repay the mortgage in agreed phrases,” the corporate added.

They additional famous that the worth of the safety (collateral worth) “refers back to the quantity of property which have been put as much as safe the funding,” and it’s “expressed as a collateral protection ratio = worth of collateral divided by mortgage dimension.”

Debitum’s administration additionally famous that the chance for all remaining debtors to default is “very small.”

Additionally they talked about:

“We proceed evaluating each mortgage within the pool and gained’t pool “unhealthy” loans. Moreover, each Mortgage Originator goes by means of a due diligence course of each quarter. It means max safety – evaluated mortgage originator and evaluated and pooled loans.”

They continued:

“With the assistance of ‘Straightforward Make investments,’ Debitum traders can diversify their portfolio with ease. Overlook about choosing particular person investments from Debitum’s intensive record of alternatives and attempting to stability the portfolio, traders can merely spend money on most well-liked mortgage originators.”

As an alternative of balancing amongst many alternative property, an investor could merely make investments a sure share of portion of their stability in an funding that’s “backed by a pool of various loans from the popular mortgage originator.”

In keeping with Debitum, that is diversification “at its best.” For instance, when you’ve got 1000 EUR in your account, then you could make investments 250 EUR in 4 totally different “Straightforward Make investments” investments from totally different Mortgage Originators.

As defined by Debitum, this method will let you “simply and equally diversify your portfolio amongst totally different Mortgage Originators, every Mortgage Originator will account for 25% of your portfolio and your investments will likely be coated by a pool of various below property.”

Debitum additionally talked about:

“With the introduction of the brand new product “Straightforward make investments”, Debitum has developed its danger evaluation practices and introduces a Belief rating. To symbolize the chance stage extra precisely for “Straightforward make investments”, we now have moved away from the analysis of particular person loans to the analysis of Mortgage Originators.”

They added:

“Belief rating will embody not solely the already recognized third get together danger evaluation for underlying property, however a number of different due diligence sections developed to higher assess the Mortgage Originator’s efficiency as an entire.”

For the reason that launch of their platform, Debitum has been “principally internally utilizing Belief rating for Mortgage Originator evaluations and it has proved to be a dependable course of that we’re even creating additional as a standalone danger evaluation instrument.”

With the introduction of “Straightforward make investments”, Debitum will “current an adaptation of this rating as Belief rating.”

SAVE $110: As of Aug. 11, the eufy RoboVac 30C is on sale on Amazon for simply $189.99 after an $80 low cost and a $30 further financial savings coupon — that is 37% off its $299.99 MSRP.

The spring cleansing season from March to Might-ish is often regarded as the very best time of yr to purchase a brand new robotic vacuum, however hey — mud bunnies look forward to no (wo)man. Typically the very best time to purchase a brand new robotic vacuum is simply when it is on sale. Like proper now.

As of Aug. 11, Amazon has eufy’s WiFi-connected, self-charging RoboVac 30C on sale for under $189.99 with an $80 low cost and a $30 further financial savings coupon — that is solely $14 away from its all-time-low worth. (Tick the field subsequent to the orange “Coupon” flag on its product web page to guarantee that $30 off will get utilized throughout try.) It normally retails for $299.99, so that you’re saving a very good 37%.

(For comparability’s sake, this similar mannequin was going for $229.84 at Walmart and $219.99 on the eufy web site on the time of writing.)

Initially launched in 2018, the RoboVac 30C now boasts greater than 13,000 opinions on Amazon with a 4.5/5-star total ranking, incomes excessive reward from clients for its suction energy (as much as 1500Pa), battery life (as much as 100 minutes per cost), and skill to scrub up hair. (Hello, canine and cat house owners.) Busy households will even respect the truth that it does not want a watchful eye throughout cleanings: It is solely 2.85 inches skinny, so it will not get caught beneath most furnishings; it is obtained giant wheels to assist it roll over carpets and door ledges with ease; it’s going to return itself to its charging base if it runs low on juice; and it sports activities 9 anti-collision sensors devoted to serving to it keep away from obstacles in its path.

To prime all of it off, the RoboVac 30C consists of two rolls of boundary strips that you would be able to place round your home to ensure it solely cleans the areas you need cleaned — no must do any sophisticated programming.

Hit the hyperlink beneath to attain it on sale for simply $189.99 (and do not forget to reap the benefits of that further $30 off coupon).

Credit score: eufy

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Symphony, the market’s infrastructure and expertise platform, confirmed that it’ll now present a whole, safe and verified listing for the monetary providers sector because it has acquired StreetLinx, a counterparty mapping platform.

This acquisition provides greater than 200 institutional counterparties to the 1000+ establishments at present being served by Symphony.

Brad Levy, CEO at Symphony, said:

“As we speed up from listing to id options, Streetlinx brings Symphony a full spectrum of identity-verified funding professionals, together with portfolio managers, merchants, analysis analysts and gross sales groups that can enrich Symphony’s already established and energetic group of over half one million monetary professionals. We’re proud to proceed so as to add worth to our consumer group and the business as a complete.”

A safe, up-to-date and verified listing is a vital instrument in markets because it improves effectivity and lowers total threat throughout the board. Integrations between the Symphony and StreetLinx platforms at the moment are being launched, permitting customers to entry enhanced listing info, entitlement based mostly connections and content material distribution throughout numerous counterparties.

The mixed answer goals to offer standardization and entitlements to allow professionals to  join with the suitable counterparty, particular person or platform.

Gary Godshaw, CEO at StreetLinx, remarked:

“We based StreetLinx to modernize the alternate of organizational information and drive higher connectivity between counterparties. Whereas we knew the ache factors nicely, it was actually our shoppers who’ve led and formed the answer since day one. Becoming a member of Symphony is an ideal match for StreetLinx’s shoppers and for us as a crew.”

Gary added:

“Our mixed providing will develop the scope of purposes and enhance the breadth of use instances for our customers from entrance to again workplace. We’re thrilled to be becoming a member of such a powerful model and tradition. This deal merely formalizes what has felt like a partnership from the beginning.”

Levy beforehand famous that Symphony would buy, crew up with, or purchase belongings for the agency in addition to the business.

Symphony had acquired the dealer voice and digital communication supplier Cloud 9 Applied sciences in June of this 12 months. The acquisition has positioned Symphony to take a number one position in front-office communications with new providers combining dealer voice with pure language processing (NLP) and automation.

Final month, Symphony had additionally introduced that it had chosen Google Cloud as its principal Cloud supplier and intends emigrate its platform within the foreseeable future.

Marlin & Associates and Goodwin Procter LLP served as monetary and authorized advisers, respectively, to Symphony,

In the meantime, Broadhaven Capital Companions and Goodwin Procter LLP acted as monetary and authorized advisers, respectively, to Streetlinx for this deal. The monetary particulars of this transaction haven’t been shared publicly.

Over the previous 4 years, Murderer’s Creed video games have reworked from the basic, stealth-forward titles of the previous to the trendy, RPG-adjacent open world format of the previous three video games. The newer video games have their strengths, with Valhalla being essentially the most full realization of Murderer’s Creed New.0, however none of them have prioritized the sensation of being an Murderer and following the Creed. Valhalla’s second add-on, The Siege of Paris, adjustments that with the inclusion of a revamped collection staple, one which performs fantastically and eventually reignites the thrill of the ole’ Templar sneak-n-stab: black field assassination missions.

Black field assassinations, referred to as Infiltrations in Siege of Paris, give Eivor a goal to kill in an surroundings populated with scripted eventualities that give her alternatives to up her homicide recreation. She will be able to overhear the code phrase for getting into a corrupt priest’s interior sanctum or learn a constructing plan that implies a constructing’s roof is likely to be liable to break down any second, after which use these alternatives to unlock distinctive assassinations that play out in dope cutscenes. It is Hitman: Drengr Version and it is precisely what the newer Murderer’s Creed video games have been lacking.

The Infiltration missions all occur at key factors in Siege of Paris‘ overarching plot. The 12 months is 886, Frankish king Charles the Fats (his title, not mine) is waging battle in opposition to a military of invading Danes, and Eivor is worried that no matter occurs in Francia will ultimately lead Charles to show his eye in the direction of England.

The Frankish countryside the place the battle performs out is smaller and denser than the map within the earlier, Eire-set add-on, Wrath of the Druids, which permits for faster traversal and fewer reliance on quick journey factors than every other a part of the sport. The story additionally feels shorter than Druids, with sooner pacing that makes it simpler to marathon in just some periods. I wrapped the primary quest, the insurgent mission chain, and nabbed each World Occasion in Francia in about 10 hours, however hardcore treasure hunters will completely want extra time to seize the wealth and new armor hidden in numerous holdfasts.

The aforementioned insurgent mission chain is a enjoyable little bit of aspect padding that retains with the brand new Murderer’s Creed custom of repeatable quests that award new foreign money for particular rewards.

Frankish peasants, aided by the cheese-loving new character Pierre, resist the yoke of noble tyranny by enlisting Eivor to assist them disrupt convoys, assassinate key figures, and lead them in minor battles. A few of these missions might be achieved solo whereas others require a squad of insurgent NPCs to affix Eivor, and you need to use insurgent foreign money to improve that squad from a ragtag staff of losers to elite marksmen and swordsmen. Sadly, even with upgrades they’re all type of ineffective.

Ally intelligence isn’t one among Valhalla‘s robust fits and it hasn’t improved in Siege of Paris. Nearly each quest that requires a squad is best achieved alone, since Eivor will get a foreign money bonus for each insurgent left alive on the finish of a mission and all of them have the self-preservation instincts of a lemming. Sooner or later it is simply cheaper to let ’em die or solely choose solo missions.

Both means, the brand new armor set accessible by way of these randomly generated quests is value incomes, particularly as a result of it seems to be wonderful with the brand new scythe weapons launched within the growth. Grim reaper Viking vibes…hiya.

Empirically I do know that nothing was truly clear in 866, and enjoying a working, leaping, climbing, killing, and in some way nonetheless romanceable Viking who by no means takes a shower requires online game suspension of disbelief, however Siege of Paris actually leans into how hilariously gross city facilities have been within the ninth century. So gross that unkillable hordes of man-eating rats are a brand new environmental hazard that Eivor has to cope with in every single place.

Whomever checked out Murderer’s Creed and mentioned “You understand what this recreation is lacking? A hopeless amount of rats.” is fingers down essentially the most fascinating individual at Ubisoft and actually, I simply wish to speak. The rat swarms do add a degree of problem to exploration, and are a necessary factor of a few of the add-on’s greatest puzzles, however the noise they make is horrifying. Chittering. Squeaking. Munching. Musophobes needn’t apply.

The Siege of Paris is a brief, pleasant growth of Murderer’s Creed Valhalla that hopefully provides as much as a sneak peek at the way forward for the franchise. It is proof that we are able to have intricate fight, partaking plots, non-Murderer protagonists, and all the issues that makes the brand new era nice whereas respecting and enhancing on what made the sooner video games particular.

It isn’t Medjay’s Creed, Misthios’ Creed, or Viking’s Creed, it is Murderer’s Creed. Which means bringing the assassinations, infiltrations, no matter they wish to name them, again to the forefront of gameplay. I did not understand how a lot I missed feeling like nothing is true and every thing is permitted till The Siege of Paris put the Creed again within the highlight, and now that it is again I do not wish to give it up ever once more.

Refinitiv, one of many largest suppliers of economic markets information and infrastructure globally, reveals that the EPIC Platform from GIACT and World-Verify at the moment are collectively and accessible by way of a single API.

As talked about in a launch, the mixing brings collectively the chance intelligence from World-Verify with the potential of GIACT to offer a “multi-dimensional” view of client and enterprise id, funds, and compliance threat, “throughout the shopper lifecycle.”

The announcement additionally famous that nearly half (47%) of US-based shoppers have been affected by id theft through the previous couple years, with ensuing losses growing 42% YoY to $712.four billion final yr, in accordance with Aite Group.

Concurrently, each typical and rising fraud threat, together with complicated compliance necessities, has “delivered document monetary losses and reputational threat to organizations throughout virtually each {industry},” the announcement revealed.

The replace from Refinitiv additional famous that the mixing is about “to handle all method of fraud and risk-related threats and inefficiencies by combining industry-leading options right into a single API that may be deployed throughout a company.”

James Mirfin, World Head of Digital Id and Fraud Options at Refinitiv, said:

“For over a decade, legacy options have did not adequately shield monetary establishments, companies and shoppers from id and funds fraud. Till immediately, nobody has been in a position to ship a fraud and threat mitigation resolution that spans the shopper lifecycle.”

James added:

“Refinitiv responded to the {industry}’s calls by combining the facility of the EPIC Platform and World-Verify right into a single complete resolution that eliminates gaps within the fraud prevention course of; helps shield monetary establishments, companies, authorities entities and others in opposition to the most recent fraud threats; and improves buyer expertise by way of real-time, fact-based decisioning.”

By a “customizable, single API,” organizations shall be “outfitted” with the next advances:

• Refinitiv’s expertise and entry to a real-time community of id verification, authentication companies and compliance screening
• Entry to enrollment, cost, id, compliance, screening, and cellular options constructed on a single platform
• Capability to proactively establish and mitigate each conventional and rising dangers, together with funds, id and vendor fraud; cash laundering, bribery and corruption; in addition to enforcements and fines
• Capability to handle newer, extra subtle fraud threats, together with id theft; artificial id fraud; true title fraud; account takeover; enterprise e mail compromise; and others.
• The potential to higher appeal to and retain clients, safeguard their reputations, and shield provide chain and vendor relationships.

GIACT, a Refinitiv firm, goals to help companies with positively figuring out and authenticating purchasers.

Since 2004, GIACT has been “empowering companies throughout all industries with data-driven insights to forestall id and funds fraud and enhance compliance procedures, all by way of a single platform — the EPIC Platform.”

As beforehand reported, Refinitiv, an LSEG (London Inventory Alternate Group) enterprise, is among the  largest suppliers of economic markets information and infrastructure.

With $6.25 billion in income, 40,000+ clients and 400,000 finish customers throughout 190 nations, Refinitiv is “powering contributors throughout the worldwide monetary market.”

The corporate supplies data, insights, and expertise that “allow clients to execute vital investing, buying and selling and threat choices with confidence.” By combining a novel open platform with the suitable information and experience, Refinitiv connects folks with selection and alternative – “driving efficiency, innovation and progress for our clients and companions.”

SAVE 83%: A 3-year subscription to Non-public Web Entry is on sale for £1.71 per thirty days as of Aug. 11, and contains an additional two months free of charge.

Non-public Web Entry has all the time had a fame for delivering highly effective and dependable safety for the information and id of its customers. It was troublesome to search out flaws within the options that it supplied, nevertheless it was let down by a clunky and dated interface. That is all modified.

Non-public Web Entry nonetheless provides a formidable set of superior security measures, besides it is now packaged in a slick and user-friendly interface that ought to enchantment to everybody. Oh, and it is on sale.

A 3-year subscription to Non-public Web Entry is on sale for £1.71 per thirty days as of Aug. 11, saving you a large 83% on record worth. This discounted plan features a 30-day money-back assure and an additional two months of safety free of charge.

All customers get quick connection speeds, around-the-clock buyer assist, and entry to safe servers in 78 nations. You may also join as much as 10 gadgets concurrently, with devoted apps for all main working techniques.

Save 83% on a safe subscription to Non-public Web Entry.

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